Best Construction Payroll Software (2026): Certified Payroll Compared

We compare Gusto, OnPay, eBacon and Foundation for construction companies: job costing, certified payroll and WH-347, multi-state crews and real cost.

Construction payroll breaks the assumptions most payroll software is built on. One carpenter can earn three different rates in a week on three different jobs. Crews cross state lines. Labor cost has to land on the right job and cost code, or your job costing is fiction. And the moment you win a public project, you owe a certified payroll report every week at prevailing wage rates.

We compared four providers, two small-business payroll services with published prices and two construction-specific systems, on the payroll jobs a contractor actually has.

Our picks at a glance

4 tools compared
  1. ★ Best for small contractors

    Gusto

    Job and workforce costing reports, project time tracking and pay-as-you-go workers' comp.

    $49/mo + $6/personVisit
  2. Best for prevailing wage work

    eBacon

    Construction payroll with WH-347 certified payroll and fringe built in.

    Quote onlyVisit
  3. Best for union and commercial contractors

    Foundation

    Payroll inside a construction accounting system, with certified and union payroll.

    Quote onlyVisit
  4. Best budget option

    OnPay

    Multi-state payroll included for crews that cross state lines.

    $49/mo + $6/workerVisit

Quick comparison

Construction payroll software (US list prices, checked September 27, 2026)
SoftwarePriceJob costingCertified payrollMulti-stateLink
Gusto$49/mo + $6/person (Simple)Job and workforce costing reportsCheck before you buyPlus plan ($80 + $12/person)Visit ↗
eBaconQuote onlyBy job and cost codeWH-347 built inCheck before you buyVisit ↗
FoundationQuote onlyFull construction job costingDIR, eMars, LCPtracker formatsBuilt inVisit ↗
OnPay$49/mo + $6/workerAccounting sync with line-item mappingCheck before you buyIncludedVisit ↗

How we chose

A construction company’s payroll needs to:

  • Pay multiple rates for the same worker across jobs, trades and pay schedules.
  • Track time by job, ideally from the field, and feed it into job costing.
  • Handle multi-state and local taxes for crews that travel.
  • Produce certified payroll with prevailing wage and fringe calculations for public work.
  • Cover workers’ compensation, which is a major cost in construction.

We read each provider’s pricing page and construction pages. Where a vendor quotes prices individually, we say so. Read more about how we review.

The best payroll software for construction companies

#1
★ Best for small contractors

Gusto

Best for residential and small commercial contractors on private jobs

$49/mo + $6/personVisit Gusto

What we like

  • Job and workforce costing reports by project, task or employee
  • Time tracking by project and a Time Clock Kiosk app with PIN sign-in
  • Pay-as-you-go workers' comp through NEXT Insurance
  • Integrates with Buildertrend, JobTread and Workyard

Watch out for

  • Certified payroll (WH-347) is not listed on its construction page; check before you buy
  • Multi-state payroll and time tracking need Plus ($80/mo + $12/person)
  • Priority support is a paid add-on on Simple and Plus
Simple
$49/mo + $6/person
Plus
$80/mo + $12/person
Premium
$180/mo + $22/person
Contract
Month-to-month

Gusto is the easiest full-service payroll for a small contractor, and it has more construction features than its reputation suggests. Hourly employees and contractors log their own hours, salaried staff track hours by project, and the Time Clock Kiosk turns a tablet into a job-site time clock with PIN sign-in. Job and workforce costing reports then break down wages, taxes, workers’ comp and benefits by project, task or employee, which helps you bid the next job accurately.

Workers’ comp is available on a pay-as-you-go basis through NEXT Insurance, so premiums follow each payroll instead of a large deposit up front. Gusto also connects to construction tools such as Buildertrend, JobTread and Workyard for GPS time tracking.

Which plan to pick: Plus for most contractors, since it adds time tracking and multi-state payroll. Simple only works for a single-state crew that tracks time elsewhere.

Watch out for: public work. Gusto’s construction page does not list certified payroll reports. If you bid on prevailing wage jobs, confirm how you would produce WH-347s before you commit.

#2
Best for prevailing wage work

eBacon

Best for open-shop contractors doing Davis-Bacon and prevailing wage jobs

What we like

  • Generates WH-347 certified payroll, with fringe annualized automatically
  • Applies prevailing wage rates by classification and locality
  • Field time tied to job and cost code, flowing into payroll and job costing
  • Full-service payroll: taxes, filings, W-2s and 1099s, unlimited payroll runs

Watch out for

  • No public pricing; you need a quote
  • Built for non-union, open-shop contractors
  • Separate from your accounting system; syncs via a general ledger import
Pricing
Quote only
Certified payroll
WH-347 built in
Payroll runs
Unlimited
Accounting
Custom GL import

eBacon is payroll built around certified payroll. Time captured in the field is tied to a job and cost code, then flows straight into certified payroll and job costing without a paper timesheet in between. It applies the correct prevailing wage rate by classification and locality, annualizes fringe benefits, and generates the WH-347.

It is also a full-service payroll provider: it calculates paychecks, files federal and state returns, handles garnishments, tracks PTO and sick accruals, and offers same-day or next-day deposit and pay cards. A customizable general ledger export sends payroll into your accounting system.

Which plan to pick: eBacon quotes each customer, so ask for pricing based on your headcount and the number of prevailing wage jobs you run.

Watch out for: fit. eBacon describes itself as built for non-union, open-shop contractors. Union contractors with fringe remittances to multiple locals should also look at Foundation.

#3
Best for union and commercial contractors

Foundation

Best for commercial and union contractors who want payroll inside their accounting

What we like

  • Payroll built into a construction accounting and job costing system
  • Certified payroll formats including DIR, eMars and LCPtracker
  • Union and multistate requirements handled in the system
  • Integrates with payroll services and mobile time tracking apps

Watch out for

  • No public pricing; you need a demo and quote
  • Means replacing your accounting system too
  • More than a small residential contractor needs
Pricing
Quote only
Certified payroll
DIR, eMars, LCPtracker
Union payroll
Built in
Includes
Accounting, job costing, billing

Foundation makes the most sense when payroll and accounting are one problem. Its payroll sits inside a construction accounting system, so labor costs post to jobs as payroll runs, and certified payroll comes out in the formats public agencies ask for, including DIR, eMars and LCPtracker. Union and multistate requirements are handled in the system rather than in spreadsheets.

We cover its accounting side in our construction accounting guide.

Which plan to pick: Foundation quotes by configuration. Ask for a demo with your own union rules and certified payroll formats.

Watch out for: scope. Foundation replaces your accounting system as well as your payroll, so compare the total cost and switching effort with keeping QuickBooks and adding a payroll service.

#4
Best budget option

OnPay

Best for small contractors with crews in more than one state

$49/mo + $6/workerVisit OnPay

What we like

  • Multi-state payroll included at no extra cost
  • Unlimited pay runs and tax filings in all 50 states
  • Accounting sync with customizable line-item mapping
  • Phone, email and live chat support for every client

Watch out for

  • Confirm certified payroll support before you bid public work
  • Time tracking is a paid add-on (+$15/mo + $4/worker)
  • Live HR support costs $65 a month extra
Payroll Essentials
$49/mo + $6/worker
Time Tracking add-on
+$15/mo + $4/worker
HR add-on
+$15/mo + $2/worker
Free trial
First month free

OnPay is the cheapest way in this guide to pay a crew that works in several states. Its single base plan includes multi-state payroll, unlimited pay runs, and federal, state and local tax filings, so a job across the state line does not change your price. Gusto charges for multi-state payroll through its Plus plan.

Its accounting sync lets you map payroll line items to your chart of accounts, which helps labor land in the right cost accounts.

Which plan to pick: the base plan, plus the Time Tracking add-on if your crews do not already clock in through another app.

Watch out for: public work and job-level costing. Confirm how OnPay would handle certified payroll before you bid on prevailing wage jobs, and plan to do job costing in your accounting or project software.

Which one should you choose?

  • You do private residential or commercial work with a small crew: Gusto Plus.
  • You bid on Davis-Bacon or state prevailing wage jobs as an open shop: eBacon.
  • You are a union or larger commercial contractor ready to replace your accounting system too: Foundation.
  • Your crews cross state lines and budget is tight: OnPay.

Whichever you choose, set up job and cost codes in payroll to match your accounting, and make crews clock in against a job every day. That is what turns payroll into accurate job costing.

More for construction: construction accounting software.

Frequently asked questions

What is certified payroll?

Certified payroll is a weekly payroll report that contractors on federally funded construction projects covered by the Davis-Bacon Act must submit, usually on Form WH-347. It lists each worker, their classification, hours and wages, and certifies that prevailing wages and fringe benefits were paid. Many state and local public projects have similar rules.

Can Gusto or OnPay do certified payroll?

Gusto's construction page does not list WH-347 certified payroll reports, and we did not find them among OnPay's listed plan features. Both work well for contractors on private jobs. If you bid on prevailing wage work, confirm with the provider first, or use construction payroll software such as eBacon or Foundation.

How much does construction payroll software cost?

Gusto and OnPay publish prices: for 10 employees in one state, about $109 a month on Gusto Simple or OnPay, and $200 a month on Gusto Plus, which adds multi-state payroll and time tracking. Construction-specific systems such as eBacon and Foundation quote their prices individually.

What should construction payroll software do?

Pay crews at different rates across job sites, track time by job and cost code, feed labor costs into job costing, handle multi-state and local taxes, and for public work, produce certified payroll reports with prevailing wage and fringe calculations.